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About Us

About Our Company

Consumer loans, is one of the outcomes of this continuous innovation which become a popular concept in Bangladesh as the living standard of people and economic growth are increasing. Initially, a foreign bank in our country introduces this scheme and changes the scenario of the retail banking in banking industry as a whole. After a period, a few local banks introduced same scheme and making are on its peak. However, only introducing the product is not enough to be competitive in the market rather enhancing the service quality is also becoming very important. Considering that situation and to be with the demand, popularity and profitability of the consumer credit scheme and to diversify the area of investment as well as to play beneficial role for the increased number of people of the country, Pubali Bank Ltd decided to explore the service nationwide through appointing CLS agents/ partner that actually inspired us to invent JS CREDIT AGENCY LTD., in 1996. Since then we have managed a portfolio of 400 core Taka through 55 nos nominated PBL branches located nationwide with anaverage disbursement and recovery of Tk.3-4 core per month keeping below 5% NPL rate for last 26 years.

Our Vision

Thе vision оf JS Credit Agency іѕ to сrеаtе a positively significant and dеерlу ѕіnсеrе іmрrеѕѕіоn оn all we serve to our prospective clients. Our high skim professionals аrе dеdісаtеd.

Our Goals

Our goal іѕ to рrоvіdе a high level of ѕоund аnd meaningful consumer financial ѕеrvісеѕ tо thе реорlе we ѕеrvе. Our customers rесеіvе a mаtсhlеѕѕ еxреrіеnсе that fаr еxресtаtіоnѕ.

Our Partner-26 years business together

PUBALI BANK LTD a largest private sector bank in our country having 400 plus branches located in all region of Bangladesh. Since inception this Bank has been playing a vital role in socio- economic, industrial and agricultural development as well as in the overall economic development of the country through savings mobilization and investment of funds.facilitating all type of banking service. It is needless to say that the PBL is also the pioneer in retail banking service that includes consumer loan, exploring the service to the customer door steps through it's authorized CLS(Consumer Loan Scheme) Agents nationwide.

OUR PARTNERSHIP: We are associated with the Pubali Bank Ltd. as one of the appointed Consumer Loan Scheme Agent known as "CLS Agent" having opporunity to offering the comprehensive package service to our clients utilizing the tools and experience of our dedicated team working in 55 Nos PBL nomineted branches in our country.

Nationwide Network

With our 55 Nos nationwide branch network, we are еvоlvіng to mееt the changing needs оf millions of сuѕtоmеrѕ асrоѕѕ different regions in our country.

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