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PBL Personal Loan

PBL Personal Loan

Whatever the purpose , it could be an emergency , educational, medical expenses, or even a holiday tour or purchase any assets, household durable, electric or electronic appliance. Pubali Bank personal loan scheme can help you to meet your hassle free financial needs. Any Bangladeshi individual who has the means and capacity to repay bank loan in specific terms, these could be salaried executives of multinational and middle to large size local Corporate, Government officials, Officials working in reputed NGOs, International aid agencies, any tax paying Businessmen of repute, any employed / self-employed tax-paying individual having a reliable source of income.

Features
  • Offer to utilize the loan for any purpose
  • Limit upto BDT 20.00 lac with mortgage
  • No hidden charge or CLS agent’s fees
  • Flexible loan tenure, 2, 3 & 5 years
  • Convenience loan processing time
  • Age Min: 22 years & Max: 60 years

Required Document

Recent passport size color photographs of applicant and guarantor(s). Copy of NID/passport of applicant and guarantor (s). Copy of latest utility bill (gas/water/electricity/municipal tax). Copy of latest utility bill (gas/water/electricity/municipal tax). Business card/copy of office ID of applicant and guarantor(s). Copy of latest tax clearance certificate/E-TIN. Latest 12 months bank statement for businessmen (06 months for others). All valid business document such as Trade License, Memorandum etc. Original Salary Certificate/Letter of Introduction for service holders. Full sets of land and property document such as title deed, bia deed, updated khajna receipt, mutation, Porcha, Khatian, RAJUK approved plan, and all other relevant document for mortgage personal loan. Valuation certificate and survey report from reputed surveyor (For mortgage loan). Personal Guarantee from Spouse.

Simple procedure

Less document

No hidden fees


Disclaimer

This website provides general information and discussions about Pubali Bank’s retail banking product related subjects provides through authorized CLS Agents . All above information and loan or service products as shown in our website are the property of Pubali Bank Ltd. We as authorized CLS( Consumer Loan Scheme Agent) process the loan proposal , monitor and supervise the recovery of CLS loan scheme at no additional charge / fees from the clients. Pubali Bank Ltd., reserves the right to accept or reject any loan proposal proccessed by CLS agent.

Service holder ( Govt. Semi Govt., Banks, Insurance, Universities and Corporate company) having at least three times take-home salary of monthly installment. Reputed Businessman having all valid business document such as Trade license, TIN, Memorandum, etc., having annual personal bank transaction of not less than BDT 25 lac. .Land lord/ lady having valid property document and regular/ fixed income/ rent from his/her property.

PBL retail loans are not only to strengthen your purchasing power but also provide you with other benefits such as. By taking this loan you can get huge tax return benefits. You can fulfill any of your personal needs through this loan. Bank verified properties ensure that your investment is safe. Since it is a bank verified asset you have purchased, you can liquidate it quickly.

Pubali Bank offers a flexibility of choosing the repayment period (12, 24, 36, 48 or 60 installments which you can pay in the form of equal monthly installments (EMI). Your monthly installment can be collected from your EMI cheques kept in the respective branch or you can also deposit online from any nearby PBL branch . ( We CLS do not receive or collect any installment payment from client)