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House/Flat Renovation Loan

Flat/Renovation Loan

Any Bangladeshi individual who has the means and capacity to repay bank loan in specific terms, these could be salaried executives of multinational and middle to large size local Corporate, Government officials, Officials working in reputed NGOs, International aid agencies, any tax paying Businessmen of repute, any employed / self-employed tax- paying individual having a reliable source of income having monthly net income must be 3 times of loan installment. Age: Minimum 21 years & maximum 65 years at the time of maturity of the loan

Features
  • Loan amount for Flat renovationf Upto BDT 30 lakh
  • Loan amount for House renovation of Uptp BDT 50 lakh or 50% of land & building value (Which ever is lower)
  • Loan tenure upto 8/10 years
  • Flexible repayment of 12 to 120 months.
  • Rate of interest as per current market rate
  • No Hidden Charge and option for early settlement
  • Grace period Upto 18months including loan tenure

Required Document

Copy of National ID of Applicant/ Guarantor, 2 Copies of recent lab printed passport size photograph, latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement, Bank Statement of at least 12 months, For salaried person, Salary Certificate from competent authority, For businessman trade license & other business related papers, Propriety/land related document.

Simple procedure

Less document

No hidden fees


Disclaimer

This website provides general information and discussions about Pubali Bank’s retail banking product related subjects provides through authorized CLS Agents . All above information and loan or service products as shown in our website are the property of Pubali Bank Ltd. We as authorized CLS( Consumer Loan Scheme Agent) process the loan proposal , monitor and supervise the recovery of CLS loan scheme at no additional charge / fees from the clients. Pubali Bank Ltd., reserves the right to accept or reject any loan proposal proccessed by CLS agent.

Service holder ( Govt. Semi Govt., Banks, Insurance, Universities and Corporate company) having at least three times take-home salary of monthly installment. Reputed Businessman having all valid business document such as Trade license, TIN, Memorandum, etc., having annual personal bank transaction of not less than BDT 25 lac. .Land lord/ lady having valid property document and regular/ fixed income/ rent from his/her property.

PBL retail loans are not only to strengthen your purchasing power but also provide you with other benefits such as. By taking this loan you can get huge tax return benefits. You can fulfill any of your personal needs through this loan. Bank verified properties ensure that your investment is safe. Since it is a bank verified asset you have purchased, you can liquidate it quickly.

Pubali Bank offers a flexibility of choosing the repayment period (12, 24, 36, 48 or 60 installments which you can pay in the form of equal monthly installments (EMI). Your monthly installment can be collected from your EMI cheques kept in the respective branch or you can also deposit online from any nearby PBL branch . ( We CLS do not receive or collect any installment payment from client)