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House/Flat Construction Loan

House Construction Loan

PBL offer a unique package of house construction loan program suitable for your sepecif needs. It is time to have your own house for better dwelling standard by PBL House consteuction and renovation loan . This is an attractive loan facility for all credit worthy individuals of Bangladesh who wish to construct their own residential house or extend/ renovate their existing house. The unique features of the loan are:

Features
  • To construct own residential house (Tin Shaded to Multi- Storied Building) or extend/ renovate their existing house.
  • Loan amount: Minimum Tk.2.00 lac to Maximum Tk.2.00 Crore.
  • Equity of Loanee: Minimum 30%.
  • Flexible repayment of 24 to 180 month.
  • Processing Fee: 0.50% of the loan amount but not more than BDT.20,000/-
  • Early settlement option and easy documentation & quick processing.
  • No hidden charge.
  • Market interest rate.

Required Document

Copy of National ID of Applicant/ Guarantor, 2 Copies of recent lab printed passport size photograph, latest Income Tax Clearance Certificate/ Tax Return/ Tax Acknowledgement, Bank Statement of at least 12 months, For salaried person, Salary Certificate from competent authority, For businessman trade license & other business related papers, Propriety/land related document.

Simple procedure

Less document

No hidden fees


Disclaimer

This website provides general information and discussions about Pubali Bank’s retail banking product related subjects provides through authorized CLS Agents . All above information and loan or service products as shown in our website are the property of Pubali Bank Ltd. We as authorized CLS( Consumer Loan Scheme Agent) process the loan proposal , monitor and supervise the recovery of CLS loan scheme at no additional charge / fees from the clients. Pubali Bank Ltd., reserves the right to accept or reject any loan proposal proccessed by CLS agent.

Service holder ( Govt. Semi Govt., Banks, Insurance, Universities and Corporate company) having at least three times take-home salary of monthly installment. Reputed Businessman having all valid business document such as Trade license, TIN, Memorandum, etc., having annual personal bank transaction of not less than BDT 25 lac. .Land lord/ lady having valid property document and regular/ fixed income/ rent from his/her property.

PBL retail loans are not only to strengthen your purchasing power but also provide you with other benefits such as. By taking this loan you can get huge tax return benefits. You can fulfill any of your personal needs through this loan. Bank verified properties ensure that your investment is safe. Since it is a bank verified asset you have purchased, you can liquidate it quickly.

Pubali Bank offers a flexibility of choosing the repayment period (12, 24, 36, 48 or 60 installments which you can pay in the form of equal monthly installments (EMI). Your monthly installment can be collected from your EMI cheques kept in the respective branch or you can also deposit online from any nearby PBL branch . ( We CLS do not receive or collect any installment payment from client)