What we do

As CLS agent of Pubali Bank Ltd, we extend a compreshensive service package to our clients under the set rules and   regulation of Consumer Loan Scheme of Pubali Bank Ltd, at no additional charges or fees other than the official fees and interest rate declared by PBL.   The complete package of the CLS Loan service to our clients includes preparing of loan document,  processing , evaluation, eligibility checking recommendation,  disbursement assistance,  EMI recovery and monitoring.

Consumer Loan Scheme

Consumer loan is one of the outcomes of this continuous innovation which become a popular concept in Bangladesh as the living standard of people and economic growth are increasing. JS CREDIT AGENCY a 1st generation financial service provider company established in the year of 1996 associated with a largest private sector Bank in our country designated as authorized “ CLS Agent” having core responsibilities to processing , monitoring and supervision the loan scheme and to facilitate the needs of individual borrower trough 55 of branches located nationwide.

Our Services

A comprehensive service package for “Access to Consumer Finance” for a number of loan product of our Bank Pubali Bank

Simple Loan Process

It is Simple. We undertake the following steps toward sanction loan from the nominated branches
subject to fulfilling all terms and conditions of the PBL consumer Loan Scheme.

Select products choose amount and needs

Provide document as per the check list.

Processing, scrutiny, branch approval & budget allocation.

Get your loan within 7 -10 days varies on loan types.

More than 25 years of experience




Active Clients


Recovery Rate


Crore Portfolio


The message of our client review